The Blog Of AJ Clarke

Retirement Savings Plans are Newsworthy

The Washington Post is running a new series and I think it is going to be amazingly helpful to their readers. The newspaper is asking people to provide information about their financial situation and then letting experts in retirement savings plans comment and make suggestions. I think it will be very helpful to the people who choose to participate and passive readers alike. If you are interested follow this link and you can participate.

I think this series fits in very nicely with our philosophy here at LTC Tree. It is providing people with the information they need to make the right decisions. There is no pressure and no sales person twisting your arm. We just look at your situation and send you the plans that fit your circumstances.

The biggest benefit of this series is that it may get people thinking about their retirement and having the tough, honest conversations they need to have to make these plans. Retirement savings plans are important, and everyone needs to look at how they are going to build up the nest egg that they need to live comfortably in retirement. But how do you protect that nest egg from the unpredictability of life.

We do not know if we are ever going to need Long Term Care insurance. It is a fact that all insurance types share, you may pay into them and never need them. However, more and more, people are finding that Long Term Care insurance is a key ingredient in a prudent retirement plan. As we age the likelihood that we will need assisted living services increases. These services can cost hundreds of dollars a day. Extended hospital visits can also be a drain on bank accounts and other financial assets.

Many people believe that they are already covered by Life insurance riders or Chronic Care insurance. These plans are not always as extensive as they appear and may only cover certain illnesses. The riders feel like a savings because you pay for them with other insurance, but you may find yourself dealing with a funding shortfall. The bottom line is; there is no long term care insurance, but Long Term Care insurance.

I will be following this series as it unfolds, I love the idea behind it, and I hope that you will be following the stories as well. It could be just the information you need to put together your retirement plan. And, once you have that plan in place contact LTC Tree and we can help you protect that plan.

6 Reasons to Start a Blog

6 Reasons to Start a Blog

Blogging has been continuously talked about as of late although it has been thriving already for a number of years. Nonetheless, only some individuals understand and appreciate it; and how it functions and performs a role to humans’ lives. The word blog is arrived at from the mixture of the words web and log. Fundamentally, a blog is a site for conversation or an informational spot distributed online. Generally, it comprises of articles or posts which are strategically showcased in a reverse sequential order i.e., the most recent editorial piece comes into view first. Usually, a blog is a craft of a single individual but through time, the same has been managed already by a cluster of individuals and authors that features in several topics or subjects into a single site.

Engaging into a blog certainly offers so many advantages and/or benefits. It has improved the lives of so many people, in one way or another. Now, contemplate on the following enticing reasons why you should be creating a blog as quickly as possible:

1. A blog can effectively develop one’s array of abilities and skills and brings forth fresh concepts – Creating a blog spells learning about social media, servers, establishing a community, initiating content development and many more. These are priceless soft skills that can be learned and acquired in the route of sustaining a blog. It goes without saying that, these collection of skills are very essential that can be exploited on by an individual or blogger in other fields of interest more specifically at work, and the kind of expertise would be an individual’s upper hand over the others.

2. A blog automatically imparts support and opens a door for other opportunities – A blog could potentially direct to other opportunities such as having a chance to help out other people, including forming a business, a chance for an individual to journey in different places and many more.

3. It is an instrument for realizing profits or income – Maintaining a blog brings a considerable amount of money to the table. There are those that promote blogs for millions. Virtually, it is very critical to search for other source of income these days, and blogging is one of the formidable answers to every man’s financial difficulties. As a matter of fact, if appropriately administered, nurturing a blog could possibly generate more income than any other common source of profit. It is just all about patience. After all, the blessings are just lurking on the other side of the road.

4. It enables a blogger to widen his network – Taking into account the vastness of one’s audiences when interrelating through online, it is very possible that an individual may come across several people or bloggers in the process. Certainly, one’s network may be widened and that translates as an advantage mainly in times of difficulty, when there’s a circle of associates in which a blogger could ask for help.

5. A blog can boost an identity or brand – It is critical to tackle competition, in one way or the other. Blogging can surely set an individual or company above from the rest of the competition. Through efficient and effective marketing and advertising, the customers’ perception could be transfigured on the spot, and it apparently introduces benefits along the way.

6. It is an effective tool that can boost a business – Normally, businesses get the most out of blogging as a means for advertising and promotion. A blog, considering that it draws a vast audience, is employed to promote a specific business’ products and services to improve the business’ operations and the equivalent. Furthermore, it is being utilized by many business ventures as an instrument for marketing, for it does not require so much cost. As a matter of fact, it does not even force someone to disburse a penny in particular cases, yet the benefits are astonishing. It goes without saying that it is one of the most logical processes of advertising.